FEMA/Flood Zones
- Does my community participate in the National Flood Insurance Program (NFIP)? If it does, how does that affect me?
- How do I find out in which "flood hazard area" or "flood zone" my property is located?
- How do I obtain a copy of the Elevation Certificate for my property?
- How does the CLOMR affect my property?
- How does the LOMR affect my property?
- How will the LOMR and CLOMR affect my property insurance?
- I have looked at the Flood Insurance Rate Map (FIRM) for the area of my property and think the map is wrong. How can the map be changed?
- If a LOMA, LOMR-F, or LOMR is granted and the lender waives the requirement for flood insurance, how can a flood insurance policy be cancelled?
- If I disagree with my lender's determination that I am in a Special Flood Hazard Area (SFHA), what can I do?
- Is purchase of insurance required or mandatory?
- My lender says I need to buy flood insurance. However, I looked on the Floodsmart.gov site, and it says I am at low risk. Which one is FEMA's official answer as to which flood zone my house is located?
- New maps [preliminary (CLOMR, LOMR) or effective] show my property now to be located in a Special Flood Hazard Area (SFHA); how does this affect my property and me?
- What is a Flood Insurance Study (FIS) report and where can I obtain one for my community?
- What is CLOMR?
- What is FEMA?
- What is LOMR?
- What is NFIP and what does it do?
- When does CLOMR become effective?
- When does LOMR become effective?
- Where can I learn more about purchasing flood insurance?
- Why do I need to know the Flood Zone for my property?
- What is Special Flood Hazard Area (SFHA)?
- What is 100 Year Flood?
- What is Flood Insurance Rate Map (FIRM)?
- Why are FIRMs important?
- What are Special Flood Hazard Area Zones?
- How can I find out what Flood Zone is my property?
