FAQs

Why are FIRMs important?

  • All buildings constructed after publication of the (FIRM), located in areas designated as Flood Hazard Area, may require flood insurance.
  • FIRMs show the limits of mapped flood hazard areas in a community.
  • The insurance zone designations shown on FIRMs are used in determination of flood insurance rates and premiums.
  • The 100-year flood elevation and flood depths shown on FIRM are the minimum regulatory elevations on which community flood plain management ordinances are based on.
  •  The information shown on FIRMs can affect the design and construction of new buildings, the improvement and repair of existing buildings, and additions to the existing buildings.