The area of Special flood Hazard Area is the land in the flood plain within a community subject to a 1% (one percent) or greater chance of flooding in any given year.
The Special Flood hazard Areas (SFHA) are mapped as a Zones A, A99, AE, AO, AH, AR, etc. In coastal areas Zone V is also a part of the SFHA. The SFHA may not encompass all of the community’s flood problem areas.