Affordable Housing
The City of Oceanside administers local, state and federal programs that increase the supply of quality affordable rental and for-sale units in the city.
What is Affordable Housing?
Affordable Housing provides safe, sustainable, and attractive homes at an affordable cost to low and moderate-income families and seniors who might otherwise be unable to continue living in their hometown and near their families and jobs. Affordable housing units are rent/price restricted to an affordable housing cost and only income eligible households are able to live in them.
Click HERE for Affordable Housing Costs (monthly Rent/Mortgage Costs)
Find Housing
- Section 8 Housing Choice Voucher Program provides rental assistance that allows low-income families, seniors, and persons with disabilities to reside in safe and affordable private market housing.
- Affordable Housing communities in Oceanside. Rent amounts and formulas are different at each community. If you are interested, you will need to contact each Affordable Housing Community directly to obtain information about their waiting time and eligibility requirements.
- County of San Diego Affordable Housing Resources Directory
- HUD Affordable Housing Search
Who is Eligible to Live in Affordable Housing?
People earning a low- to moderate- income – up to 120% of the area’s median income – can qualify to live in affordable housing communities. Anyone who has a qualified income, meets minimum credit qualifications, passes the background check and meets other eligibility criteria can qualify to live in affordable housing.
Developer Resources
The City of Oceanside utilizes a variety of tools to promote and support the development and preservation of affordable housing in the city. Typically, affordable housing is financed by affordable housing developers through funding from private banks, Federal Tax Credits, developer fees, and the City's own local affordable housing fund. Oceanside offers gap financing and the issuance of tax-exempt bonds for the development or acquisition/rehabilitation of multifamily rental housing projects in the City. All housing financed or provided other incentives (e.g. density bonus, waivers and incentives) by the City of Oceanside carries affordability restrictions on some or all of the units.
- Inclusionary Housing Ordinance (Chapter 14C of the Oceanside Municipal Code)
- State Density Bonus law and Density Bonus Guidelines
- San Diego County Area Median Income (AMI) and Income Limits
- Affordable Housing Costs (Rental and For-sale)
- Calculating Affordable For-Sale Pricing
